Thus, I’m going thru background and experience checks of GCs, with relevant experience before selecting one instead of using my usual crew which doesn’t have such experience.

My personal credit score is a 780 and I have multiple other properties but still not busting the DTI metric. 

Quote from @Grace Tapfuma: @Benjamin Aaker what sort of a person would I have to speak to, to get more information on this? 

Many clients will find it hard to trust a younger person with this big of a decision. 

As a lender that has also personally invested in many properties, I think both sides can get too greedy.

Instead of being discouraged by a property that doesn’t quite meet your needs, why not see it as a chance to personalize and add value right from the start?

I feel that I don't have enough experience to know if I could do better or worse.

Personally I dont think STR is really a move in Philly.

When you specifically mentioned STR experience and the possibility of something with some added "personal value" bells started going off. 

Cold calling is already such a poor-performing strategy. the ONE thing good about cold calling is that you are talking to a HUMAN, building rapport, and asking and answering questions.Now that ONE good thing about it is taken away...Like David above me, no experience, and it would indeed be interesting to see how it does, but that doesn't take away from what I mentioned above.