The withholding can also be stopped altogether, and only actual taxes owed will be collected by filing form MW506NRS at least 21 days prior to settlement and filing it with the Comptroller of Marylands office to get the exact actual tax owed calculated. 

Why are there two prom notes to finance residential real estate for the company's officers?

I would find a loan officer that does both conventional and FHA renovation loans to compare which has better rates and terms for your situation.

That gets worse as you get farther out of the cityTLDR: values depreciate, inflation has gone basically nowhere in Japan for a long time, the supply of housing is pretty good compared to demand (unlike the US) and that's because of flexibility with rezoning and development, taxes on rental income are high. 

Since then I have been able to also use family offices and hedge funds to get deals funded.

I have a few banks and family offices I've worked with for years that will definately do the deals with me. 

There’s just not enough ADU supply (IN MY AREA) for appraisers to base off of.

I am trying to understand how that dynamic may change if I was sponsored by a broker outside of our office.

Features a versatile layout with potential for office or hobby spaces, and a primary suite with a double vanity bath.

Either that or gping with my other option of installing a bathroom on the second floor and including it with the garage as an office space.