Hey Matt,I am aware of a program that can do that, just shot you a DM

Just remember the property must be owned by the IRA, and you can’t personally manage or use it—all income/expenses need to stay within the IRA.2.First-Time Homebuyer Program:  This is what @Arthur Flores was mentioning. 

It’s worth having some conversations with a lender who offers DSCR or similar programs.

We also do zoom calls and workshops 4-5 times a month, and offer different programs for both beginner and experienced investors.   

Lender A is $500 cheaper in lender fees because they dont pay for some program or staff who, among other things, doublechecks info inputs and documents for accuracy.

I am a smaller Main Street Type investor and have created/manufactured SFR notes as part of my fix-n-flip program for many years.

It varies by program.To learn more about DSCR programs: DSCR loans won't use your income to underwrite the loan.

If you’re serious about buying properties and doing real estate, then I would suggest working with the CPA that understands real estate even if the services cost more than your average H&R Block or some TurboTax program you can buy.

There are loan programs specifically for Virginians.https://www.virginiahousing.com/enGood luck and Happy 2025

We offer a ton of different fix-and-flip programs including putting 10% down on the purchase price and funding 100% of the rehab.