Even if the law doesn't require sharing photos, you may want to send a few just to prove you have evidence.

Are there specific tools, presentations, or approaches that help them feel more confident in taking that first step?

You must understand the basics of what those numbers mean before you have a tool to help.I apologize if you took my bluntness as sarcasm.  

Quote from @Matt Wan: @Nick BelskyEven if a US citizen, you must still live and work in the US to qualify for a conventional or agency loan. 

Quote from @Donyea Jenkins: If an employee told me he wanted to be a 1099 and have his wages sent to his church and they were going to take care of his needs, would the employee still have to pay takes on his wages?

So, there must be a way to do this properly, as they must be doing it.

If you go in with realistic expectations and a well-thought-out plan, house hacking can be an incredible tool for building financial freedom.Have you tried house hacking?

Quote from @Neil Quinlan: Thank you and yes I am vested with my department thankfully and have 15 years until medical is paid.

If you don’t know how to estimate repairs, I would recommend using a tool like Blue Hammer.

Here’s what I’m currently seeking:Location: Spotsylvania and King George County, VirginiaPrice: Under $300KProperty Type: Single-Family Homes  or Townhomes Specifications: Minimum of 2 bedrooms and 1 bathroom; must be fee simple (no condos)Condition: Open to properties needing either cosmetic updates or complete gut renovationsIf you have any questions or opportunities that fit these criteria, please feel free to reach out.Thank you,