Quote from @Mario Morales: Hi Nathan, who do you use for collections?

Quote from @Luis Morales: New investors or people who are getting into the game ask me "Is flipping properties still a good business now?"

We did almost 140k last year in two strs and on track for more this year, so I guess the moral of the story is I am behind any investor that pushes hard in any way as long as its monetarily responsible.

@Carolyn Morales Wow!

We organize and manage the project with a good moral compass to guide us.

Quote from @Mario Morales: My 2 cents, I was surprised to learn on a DSCR loan I was looking into, there was a prepayment penalty, as I was hoping to cashout refi when the rateds dropped...at some point :(  Hey Mario, DSCR loans without prepayment penalties exist. 

The dynamic gradually went from me needing them and vetting me for their program to aggressive now or never ultimatums, challenging/criticizing my commitment and morals, and using religious appeals and made up personal stories to try and get me to see the parallel and cave/sign/pay.

Quote from @Mario Morales: Here's my situation: I accumulated credit card debt to finance my last property rehab, which is now rented and generating income.

Cheers mate,I've said it so many times before.Who is not happy from within, will never be happy with anything or anyone else.Many unhappy folks look for a victim, be it in their personal life or a business.Like a drug to an addict.They thrive on drama, disputes, problems, arguments, etc...Simplicity, common sense, higher moral thinking aren't an option.Procrastination, fear, complexity, disagreement, doubt, jealousy, greed, etc... is what drives most of their psyche.I've had thousands of investor calls over the years and can literally predict exactly what to expect based on demographic, culture, nationality, age, etc... and by listening to the questions.But sometimes, I read it wrong like in this instance. 

So the moral of the story is, it depends!