There are FTHB bridge products where are you need is a 640 score and 9 months of reserves.

You could give them a thousand bad reviews, if they are the only person in town offering a specific type of product, people will still do business with them.

I know from experience that finding the right deal takes time and effort but the right tools can help you analyze more deals in the same time, making you more productive.

Beyond real estate, I have a background in media production, including event setup, documentary filmmaking, and television production during my time at PBS CET.

Depending on the loan product, you may be able to exclude business debt once the business has paid the debt directly for 12 months.The income and losses related to the operation of the entity will affect the income side of your DTI (like Jay explained) if you own 25% or more of the entity.

I wonder why they don't make roofline sprinklers or some other product like that. 

You might be able to get away with shopping and nickel and diming for a few loans, but once you start to scale, you will see how valuable having a lending partnership with someone that is well-versed in all mortgage products is. 

Insurance market across the country is very tough, especially for older product. 

For me at least, doubling my profit is well worth the extra two months of expenses on the market.

It's a relationship game more than anything, so if you're building strong relationships with them and providing a consistent product, you'll be golden.