Appraisers are using MLS data and often it is lower than actual rents. 

You’re able to learn the basics of a real estate investment with lower risk and build equity at the same time.

I had a few questions and would appreciate any advice in general.Strategy / Goal: BRRRR but no major rehab at first to lower the risk.

Crime in Little Rock is significantly lower than most cities it's the way the city is zoned it looks high based on the old city limits and population.

The higher the deductible the lower your overall premiumbut get quotes on all the deductibles you are interested in.

I used the lower of rent amounts for analysis. https://www.biggerpockets.com/analysis/rentals/ee5f6928-93ce... is link to the BP Calculation on it.

The price points do make it hard to cash flow even with the lower interest rate subject tos. 

I thought there was a chance that one could use real estate to directly lower their main source of taxable income (such as a w2).

I paid about $1500 in closing costs between title, appraisal, etc, but the original loan was wiped out in favor of a new lower rate. 

If your rental rate is below the market anyway, a Tenant might consider this to be win as they would get the lower rate in the beginning and just rise to the level they were looking at everywhere else.Step clauses can be written right into the lease, or created by using 3 month lease terms with an auto-renewal at the step up rental rate price.