Here's what I accomplished last year:bought my first investment property / primary residence (duplex)made progress on paying off my student loansdeveloped my outline for funding my next real estate purchasereplaced the boiler in my new propertylearned how to plumbworked full-time while completing 12 credits towards my masters degree in traffic engineeringTurned Real Estate investing into a reality and my own businessSome stuff I found I was lacking was at:Pay off more student loan debtMy Land-lording skillsMy Energy levelsMy goals for this next year (relating to building wealth) are:Finish my master's degreeTake my Professional Engineer License examGet my Real Estate LicenseGet my thesis published (arguable as relevant but decided to put it here)Refinance last years purchase to take advantage of sales-price growth and eliminate PMIAdd more insulation and air sealing to duplex to finish energy efficiency grant programConsolidate Student LoansReduce food expenses by $100 per monthRedo my standard lease agreementTransition some hobbies to be more energy building and thus lengthen my productive day.Do one Real Estate investment deal with $30,000 to $60,000 that has an ROI around 10%Hoping to keep this momentum going for the entire year.

I've had too many attorneys in the past lollygag and lengthen the process by filing follow up motions two weeks after they could have filed.

Having 1/2 the paperwork or just telling them what the ARV is without an appraisal etc. will just lengthen the process (that is what we see the most often).

The only help I would need would be the hole in the desert, but as stated above, that would only lengthen my problem, though provide a feeling of satisfaction!

Going through the auction process will lengthen the time before he gets hit with that on his P&L report.

more difficult, just shorten/lengthen the term...also studio up to 2 bedrooms units are easier to rent 3+bed disaster if its winter time, i saw after 2nd week of Sept 3 bedrooms become tougher to rent.

Otherwise, lower payments will just lengthen the payment term out longer and longer and forever.  

Judge finds that my case against the tenant buyer deals with more than just possessory interest and kicks the case to a court with more jurisdiction, lengthening the eviction process from 45 days to 1 year.

May take time but saying they won't appreciate means you just need to lengthen your time frame.

There are three main ways to lower payments with a refinance: (1) lengthen the term from 15 years to 30 years, (2) get a lower fixed rate, and (3) convert from a fixed rate to a lower adjustable rate.