A simple explanation might be that rents have increased to offset higher mortgage costs, but what about property owners who locked in rates below 4%—or even 3%?

It really makes me sick that these scam artists run rampant while the SEC does absolutely nothing to combat the issues.

.- Over a 10 year period cashflow will increase as rents increase (rents typically rise faster than property taxes, insurance, etc.)- The property should be appreciating, if purchased in a good location, increasing the owner's equity/wealth.- Rents will be paying the mortgage off, increasing the owner's equity/wealth.- If you hold a rental until death, you can pass it on with a stepped-up cost basis, limiting captial gains if then sold (limited by inheritance tax limitations).Too many newbies on this site trying to replace their day job income via "passive" real estate investing w/o digging deep enough to understand how it really works.

If MTR is a good strategy you will further increase your cashflow.

Strategic pricing and market positioning were key factors in increasing the property’s value.

I have found that the "value add" opportunities, with rent increases, renovations, zoning conversions, and other work needed, absolutely do take up more of your time compared to a more turnkey property - even with third party management overseeing the process. 

California owners, should we increase our coverage, which should result in higher premiums?  

A potential goldmine for those seeking to increase property value and generate rental income.However, navigating this opportunity requires strategic planning.

After a year at staring at insurance data daily, AZ insurance rates are only increasing marginally, while most states are damn near doubling.3.

But I do have some family in Canada that have told me there has been some tax increases to the STR owners to try combat housing issues.