I have the ability to put 25% down or more to increase cash flow.

The only additional thing that needs to happen is make sure appraiser makes note of why the value increase in as is vs previous purchase price.

I would slow down and think about your BUDGET, what you can get for $30k, and how you can increase your income.

On a good month I net $71 a month (previously $176 a month before 17% increase in property tax).  

**************************************************************************Insurance premiums of American homeowners rose last year, with rates increasing by more than 20 percent in six states, according to a recent report from S&P Global.In 2024, insurers raised rates by 10.4 percent as of Dec. 27, which followed a 12.7 percent hike in the previous year, according to the Jan. 21 report from the company.In total, 33 states saw premiums climb by double digits last year, with the largest spike seen in Nebraska at 22.7 percent.

Many states have discounted property taxes and lower yearly increases for owner occupied properties.

The shorter the prepayment term has an impact on increasing the rate.4.

We’re looking to increase our lifestyle through the decrease in housing and built a little passive income medium term. 

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They say that their customers see a 30% increase in revenue but they don't make any guarantees.