@Steve HarmonI will inform our IRA and Solo 401k clients in San Antonio who self-direct their retirement funds into real estate in your area of this.

@Nikki HarmonI don't know if I am following.

@Rick Harmon - Is your "fine print" generally available to view ( a wise man once told me . . . if you don't ask, you don't get)?

@Rick Harmon I took a look at the rate for The Daily Journal.  

The basis of the investment is in the alignment of the project with the existing dynamics of the local community and how it coexists and elevates what is happening around it.

Plus the slight delay is going to be WAYYYY worth it in terms of marital harmony, which is, in the end, the most important thing.

For these inter-cultural agreements to exist harmoniously it is generally not a requirement that either side needs to acquiesce to the other per se, but rather that shared respect for a minimal level of common laws/truths/norms are upheld by both parties; the clearer the better.  

I don't mean to rain on your parade, but the Dew Drop Inn is in Central City right across the street from Harmony Oaks, formerly known as the C.J.

The more time he can dedicate to growing his wealth bucket, the faster it will grow.If he doesn't have much time or knowledge yet, a syndication for non-accredited investors is good way to learn.He could also put that capital down on a 4-plex and househack.Or find a great partner who has the experience and can put his capital to use in harmony with your friend's investing goals The other options you listed seem too risky if he doesn't have much experience.Good luck 

Love and reason can co-exist in my mind, and they can also amicably part ways.