Work hard or work smart.And if you think California real estate will ever be worth half of what it is today based on a one time event during a global depression that saw entire countries go bankrupt, you're view of history is very limited.

Obviously you would want the Starbucks because they have the security of being a global brand with tried and true systems and processes that make it a much less risky investment than a mom-and-pop shop.

This figure marks a staggering 72% increase from 2022 and represents the highest number since the global financial crisis.

- Don’t Get Screwed by a Shiesty Contractor- The Bottom LineThe Weekly 3: News and Data to Keep You Informed- The US population should outgrow most global economic peers.

But in a global landscape, this is nothing.

For instance, yesterday, weak economic data in Europe put downward pressure on rates globally and perceived dovish comments from Federal Reserve speakers allowed bonds to hold the gains.

They really showed where their loyalty lies -- with guests.But I'm also hesitant to draw broad conclusions from mistakes made in the early days of a once-in-a-century global pandemic. 

When I referred to "Delayed financing" it was associated with (Not having a mortgage) which means both of the above carry (No recourse) or do not require a personal guarantee.There are more banks and lenders that offer non recourse then the ones on that list that offer financing in the US and globally.

As a result of the PG, generally all lenders will consider this in your DTI (global debt service on commercial loans). 

Here are the other lenders I found in Spokane that offer land loans: Idaho Central Credit Union, Numerica Credit Union, and Global Credit Union.