Kalamaras, we were ready to close your file, we needed to change Title Companies as your Title Agency was refusing or could not add proper endorsements because of their Underwriting Insurance Carrier.  

You can get some estimates from contractors for what they charge for big ticket items like to renovate a bathroom, renovate a kitchen, replace the furnace, replace the roof, etc.All wholesale deals should have free and clear title and you should be able to see the sales agreement before submitting the earnest money deposit.

Second piece of advice is to have a trust worthy title company that can guide you.

I don't have a solution but I think a real estate attorney or a title attorney would be a good person to talk to.

Per the title I'm Karmine!

Here's the state law: https://law.justia.com/codes/tennessee/title-66/chapter-28/p...3.

Most (not all) HELOCs require that the property is titled to an individual (not LLC) and are full doc, meaning your employment history, income, DTI etc will be factors.

Not only does it hurt the returns, it is a very attractive target for ambulance-chasing lawyers and title fraud.  

Hey Jaxin,Congrats on jumping into the real estate game.

In this option your agent would either get paid from you directly in your closing costs OR from the seller via seller concessions.like Russell said, if you are comfortable with the transaction and understand what you are signing and you don't need things explained and you have connections with inspections and title companies then go for it.