If the borrower themselves need weeks / months to get plans and permits for construction, and does not provide all docs in a timely fashion, we can only go as fast as the borrower provides what we need. 2.

Good thing is they don't have rules about the interior remodeling (except the regular county permitting process).

For every day after the 30-days, the permit fee is reduced by 10% of the permit fee.  

@Carter MayberryRefinancing your FHA loan into a commercial loan and transferring the property to your LLC is a solid strategy, but here are a few points to keep in mind:FHA typically requires a one-year ownership seasoning period before refinancing is permitted.

One idea he had, was to re-sale with cleared permits etc for a four plex. 

That way you can work backwards on the land price AND your holding costs while you're designing, permitting, and building the home. 2.

I understand they are due when the building permits are pulled. 

We aren't talking about appraisals and permitting here. 

One my friends just got done dealing with Greenfield and a multiple lot  re-zoning and permits for new builds.

and I think there are several remedies to resolve this - and the developer and the city's business/permitting services both have liability here.