@John Merritt  I did that once too.  The

Had to fight tooth and nail to allow some existing stuff to be ok as is.

I've heard many people say this will result in tenants running the bill up super high since they're paying a fixed amount, but have never had it happen once (these are A and B properties, too). The

If you feel its pushing close to too the max of people you want in the unit.

you are only allowed to credit bid what your owed and expenses.. if you paid the tax's then yes you can add them if they are unpaid then no U cant.. if you want to own the property and continue to bid above your credit bid your just like any other investor and you can bring your cash to the sale ( cashiers check) and bid as high as you want.. but keep in mind any overage over what your credit bid is.. goes to the next creditor or to the owner. and if you don't pay the first off your taking title sub too the first and will need to deal with it.. in many cases like this is can be a situation were you simply buy out the first NOW.. and your second goes into first position and your second because you advanced the 30k becomes 105k credit bid.. and then anything bid above goes to the owner or next in line.your trustee that you hire to prosecute the foreclosure will walk you through all this.. 

Every month I carry cash to my bank branch to pay down the balance of my mortgage, I've been doing it in the last 6 months, because I happened to have cash.I know if I do the same thing to my checking account, it could be flagged to the IRS as "structuring" or "smurfing", but does that apply to mortgage too? The

I seldom put inspection contingencies in, because I have management go over the place with a fine-toothed comb at the first showing- so I usually know what the problems are.

Ben, I'm not in New Bern but have toyed with the tiny home idea too. The

They are currently fighting tooth and nail with the lender to use the last appraisal (the appraiser is an accepted on for the lender) in an effort to keep the deal alive.Just tossing out my opinion from the other side of the table with a low appraisal.

Our systems are good (there is always room for improvement, that Ill concede to).I do agree with your philosophy of having ones cake and eating it too... the day job is good, and Ill keep it... for awhile anyway.