•Use business credit or 0% interest credit cards strategically—just be careful with repayment timelines.Next StepsThe biggest thing you can do right now is surround yourself with experienced investors, agents, and lenders who have done what you’re trying to do.

At least 2 US credit scores required to qualify.

I was going to use the inspection as leverage, hopefully it’ll work in my favor but he was very stern.

The teacher was an actual financial educator but they repeated themselves a lot and were telling the students to go in and apply for credit cards DURING the course to purchase the next course for $15,000!

I was going to add, as posted above, it's a great rate and stick with that local credit union for the future business. 

I got a PA for 300k/FHA loan. 720+ credit score, 75k cash, and good income.

This is a good opportunity in a strong market, and with your excellent credit and HELOC funds, you’re in a great position to make this project happen.

A couple issues with Credit/income on paper.

You can go up to 6.75% and get 1 point credit towards the broker fee. 

My goal is to wholesale some properties single and multifamily to build some capital while fixing my personal credit and building my business credit.