But keep in mind, its a Real Estate Club where you have to pay to be a member.

Don’t want to pay taxes on the capital gain.

Of course the tenant doesn't want to pay, she's got a free ride.

The most important rule is to have the cash flow of the new property be able to pay all its expenses, mortgage, AND the line of credit back.

They will pay a higher mortgage payment because they are not trying to cash flow.

:)As for LTR rental terms, usually we sign a 1 year lease where tenants are expected to pay Electric and Gas if applicable, while the owner typically pays water/sewer/trash with the city. 

Assuming these are for short-term loans, such as for flips, @Keith Groshans, you could do what we do and let the borrower keep the money and pay everything when they sell the property.

Their "Titanium Service" does NOT mean anything, other than they would ask you to pay $10K to sign up for it.

I have a followup question - I will realize a lot of capital gain from this home in Idaho, so I think unless I purchase a new primary residence I will have to pay that capital gains tax. 

A good deal for a retail buyer is something they can pay for which has most of the amenities and location they want.