I will say now I think humans are more likely to damage your property than a pet. 

Y'all losing all of your properties because you don't want to be a DECENT HUMAN BEING?!?! 

Don't flush anything that isn't human waste or toilet paper.

If you build an ADU  and you want to rent it, the guide mentions that you can only do it if it’s a single family dwelling .

It seems often that people will dwell on books, articles, podcasts and other sources and really just need a bit of personal motivation by peers to get out there and take that risk to start gaining those Street Smarts. 

We intend to bring social responsibility and a willingness to do the right thing to an industry often devoid of caring, compassion and basic human decency.To spearhead our efforts, we needed a leader adept at building, managing and getting the best out of our team.

its just human nature and reality..

Sorry to hear mate 🙏No shame in loosing.It's how you recover and pick yourself back up.If you don't, then that's a shameI have lost more than I can count and so have many others on this forum.Losses are part of business and life in general.Our time and energy comes at a price.The biggest price is the emotional one.I prefer learning from losses as much as possible and doing my best to not repeat the same mistakes.Also, not dwelling on it for long and not living in the past to avoid further emotional drag and doubt about moving forward.Personally, I also don't get involved in lawsuits or collections and consider every loss as my own fault.Moving forward smarter and more experienced.Moving forward and doing my best to make more than what I have lost.I hope that helps and God Bless  yup 08 to 2011 I lost 10 million in equity.. and had to start over in 2012..

Your insurance is going to be highly variable and I wouldn't use what an agent or the seller tells you as the cost of dwelling policies have increased substantially over the past few years due to rising new construction costs. 

If they are not changing their personal lifestyles to adjust to this, not communicating, doing new deals leaving old ones to wither then you know what your dealing with the goal ( human nature i guess) is to keep lifestyle intact at all costs.