That said- if I was doing the [email protected] I doubt anyone would care much what I have to say or how quickly I respond.

All these programs are going to have cases that worked out no doubt but there is going to be a large swath of them that fail miserably.

I hope it gets better, but I doubt it will in the near future.

It’s doubtful you had a hud/fha insured loan for $20k (with accumulated fees, penalties,etc) that they missed.

From everything that I have been able to find, HUD does not forgive or back down, my mortgage company so far appears to be unwilling to back off the price, I doubt the buyer is willing to come up on their offer and I feel I am faced with 3 options: 1) I let the sale proceed and end up with no money, owing money, and no where to go, 2) The buyer proceeds to sue for the property because I signed a commitment to sell, I will end up with no way to relocate my family and nowhere to go, or 3) the home goes to auction and again, no way to relocate and nowhere to go.

This seems counter-intuitive as I doubt you’ll ever find a really good PM company but the headaches of managing any kind of a problem remotely overshadows the ongoing concern that a PM company is inefficient and expensive (at least it does for us).

There is a lot of grey area on this site, as there is on most sites, and in the interest of wanting to be fair to posters and not be ridiculously heavy handed, most mods will give posters the benefit of the doubt on the front end, maybe with removing a post and a warning or something similar.

I have no doubt he can teach people how to do Burrrs and flips that are very profitable but of such low quality that it puts a stain on the industry.

I rather doubt it but I could be wrong.

I doubt that is much of an issue in California although if you invest in the mountains it might be something to be mindful of.