I have not heard of them, but I would make sure, especially since they seem to be a new player in the space, to ask them the questions that are outlined on the "Best Questions to ask your DSCR lender for STRs" post on this forum: https://www.biggerpockets.com/...

Commercial is much more of a relationship/who you know business so your job is to know more people who are the players in your area.

You are the power player so use your power to hire others to handle this. 

Because so many do as you've done and just want to remain blind to fact US is not half as dominant as we were just 10 years ago. 

I'm asking specifically because I am thinking about throwing a treadmill or elliptical machine in the living room if the person wants to exercise a little while they're there.The unit isn't huge (around 1k sq feet) and it will probably look tacky, but I was wondering if other people have found value in providing some simple exercise equipment, even if it seems out of place.Hi Brandon, exercise equipment can be a great differentiator, but I'd suggest a compact setup in a dedicated corner rather than dominating the living room.

You really have to have a game changing product to make it worth larger players to switch.

A lot of your other mid-sized cities have similar risk profiles (dominated by a single industry or a handful of companies). 

I am a division one soccer player and have been blessed to be done with my last years with no debt.

@JD Martin I was a huge leverage player in 2020 and 2021.

I’m a former college baseball player and retired professional ballroom dancer, with a passion for entrepreneurship and real estate investment.