Those people with decent incomes, who took out extensive lines of credit, overused the credit cards, got that expensive home, car, boat, vacation home etc. and have been able to tread water to this point because they have had some savings (quickly becoming depleted) to keep out of the ditch--so far.

Would it be better to just ditch the one with the bad credit even though she can bring a significant investment to the table?

Most times they will assume it is a last ditch effort to buy some more time...i.e the borrower trying to stay a bit longer.

Buffett’s Deals Yet before the buying program was up and running, Paulson ditched the strategy in favor of capital injections that took the form of preferred stock.

There was even speculation on being able to salvage the plane intact which for a water ditching is amazing.

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I would ditch the air conditioner since it’s a sunken apartment and use the dehumidifier moving forward.

Cash for keys should be a Hail Mary last ditch effort to get somebody out .

Ditch the “I don’ t have much going for me” mindset2.  

If it a short run or if its galvanized pipe you are better off just replacing the line.The easiest thing to do is rent a ditch witch and create a new trench and drop in a new PEX water line.