Some of our initial baseline, no-go, criteria when we first listed were: 600+ credit score, no evictions, no bankruptcy, and income 3x rent... however, after finding that very few interested parties were eligible to even "enter a review phase" of landlord verifications etc, we loosened up a bit and went to an objective scoring model that I tweaked from a few ideas obtained after speaking to both rental professionals in my local area and some on this forum. 

Hi David,Ludlow looks to use residential and non-residential: located on right side of this page are the rates: Listers & Assessor - Town & Village of Ludlow, VT Here is the treasurers office info for Dover, they should be able to give you the millage rates you are looking for: Treasurer/Finance Officer/Delinquent Tax Collector | Dover VermontHere is the state of VT definition for homestead and non homestead:Homestead Declaration | Department of Taxes (vermont.gov) 

And before that, more corporate treasurers will start adding it to their balance sheets - Google, Amazon, Tesla, Microsoft, Apple.I have held for YEARS, I have seen it declared dead, called a scam and a fraud - by bank CEO's whose analysts are now saying it will go higher.

You would have to have the owner of the property file a motion for a hearing with the creditor and bankruptcy trustee, to get permission to sell the property, essentially removing it from the umbrella of the bankruptcy.

For 6-7 exits that are shown on Grocapitus site,I have listed 6 projects in other thread where all money is already declared lost,Even the above Chattanooga project is running late.

I was planning to buy my 4th property soon, but depending on how this goes it may have to wait.For the LTRs: does anyone know if FEMA or other governmental agencies help tenants with rent payments in an area with emergency declaration? 

Most of them now have some sister entity established so they can collect premiums and then file bankruptcy and leave when events occur.

“The [Fed] cut amounts to a declaration of victory over inflation, which has come down from a peak of 9.1% in June 2022 to 2.5% last month.

These borrowers who, in reality, could not actually afford these mortgages and were not financially literate were crushed under the weight of all the debt and forced to file for bankruptcy, while the mortgage brokers and banks collected their fees.

Dave Ramsey might feel the way he does about debt because he got burned and declared bankruptcy (a publicized fact), and you are influenced by your past and learn from it and others might benefit from sharing.My biography is what is it and is fully disclosed on several public websites by 3rd party regulators (TSBPA, FINRA, NFA, TDI, etc) and reiterated on several of my own.