Looking my insurance policy it mentions that I can opt for settlement under Actual Cash Value vs Replacement Cost. 

You are effectively operating a hotel, which is a business enterprise with very different risks and hazards to insure.  

I am particularly interested in:Understanding the fundamentals of wholesalingNavigating Texas-specific real estate laws and regulationsBuilding a strong network of cash buyers and motivated sellersLearning effective marketing strategiesAnalyzing and evaluating dealsIf anyone is willing to share their experiences, tips, or resources, I would greatly appreciate it.

I completely agree with @Ashish Acharya's points about the cost-effectiveness of a HELOC and the potential credit implications if it’s secured by your primary residence.

Even with renovation costs and insurance costs the fix n flips are still making money.  

Does anyone have a good effective 3rd party mailing company to send mailers direct to seller?

I'm trying to make it so I'm on the deed/title and not the mortgage.I know the income side would be effected with the dti I was just wanting the debt side not to be.

Does anyone know when this went into effect?

It comes down to the most effective use of a marketing budget.

As a result, while the US market is stuck in the lock-in effect, the Canadian market is kinda booming so it makes more sense for Americans to consider Canada nowadays, except for the fact that Canada has on average one of the if not the most unaffordable real estate in the world.Hope this helps.