I’m looking for small multi-family homes in the $150k-$250k range, focusing on property appreciation with minimal cash flow to build reserves.I’ve been considering areas like Fishtown, Somerton, Roxborough, Haverford, Conshohocken, West Norriton, Upper Darby, Lansdale, and Abington.

.✅ Interest Rates & Terms: Expect slightly higher rates than standard fix-and-flip loans, often in the 9-12% range with 12-18 month terms, depending on your experience and lender.

Marketing and Lead GenerationFinding and converting leads can be challenging without a solid marketing plan.Solution: Implement a comprehensive marketing strategy, using social media, SEO, and paid ads to attract clients.

What is your price range/down payment amount?

@Jordan Brown It might be difficult to find properties in your price range unless you're willing to house hack.

I may specialize in VA loans, but I also offer a range a conventional, FHA, USDA and commercial lending options. 

If you have a 20 year timeline, I'd probably recommend B areas closer to the city or in the better school districts in the suburbs for the highest combined ROI over that time period.Right now you can expect to find decently turnkey multis for about $60-$125k/unit usually all at least hitting the 1% rule in that range.

In Ohio you can find a lot of single family in the $100-200k range or 2-4 units in the $150-400k range that do pretty well cash flow.

When the market was in the toilet after the great financial collapse, multifamily cap rates were in the 6-8% range. 

Property management might be a good fit considering your customer service background and they generally have entry level rolls that are in that salary range.