The issue is you cannot force insurance companies to do business in the state.

Our company is built to make it easy for everyday investors to invest in rental properties.

@John McCulloughCompanies that have good reputations are PPR, aspen and Labrador lending

are you closing with a title company? 

@Kana Watanabe HI Kana,  I work with a company who specializes in ADU's.  

From investor friendly agents, lenders, escrow companies, anyone for a new wholesaler and soon investor. 

@Charles GranjaWhile you certainly make valid points, I’ve come to realize that this unscrupulous company is quite devious, and getting things transferred from them could be a challenge.

We moved to Integrity over a year ago when the company we were with closed down.

Always good to know of other companies who provide products and services!

Gifting equity in a house may be more trouble than it is worth if you are not near the life-time exclusion1) Potentially having to get the property appraised everytime an equity is gifted2) Having a title company update the title every time3) Exemption of the gift tax return is normally for cash gifts below the annual gift tax exclusion, you may still need to file if you gift non-cash4) If there is partial ownership over several years, having to properly pro-rate certain items such as real estate taxes, mortgage interest and rental income if the property is a rentalBest of luck