Hello,My wife and I recently found a property that fits all of the things we are looking for, perfect location, price, rooms, etc. except for one problem: The previous owner was a smoker :( Does anyone have experience buying/renting out/living in a home previously owned by smokers?

My company also offers premier vacation rental management services as we recently expanded our services to MTRs because of the apparent need for management services in the sector.  

Check out this recent rental report from Zumper ranking cities in the US with the highest rents. https://www.zumper.com/blog/rental-price-data/ Welcome to BP - do you work exclusively with investors as a broker or is it just a good portion of your clientele?  

Housing has always been super affordable there, and new construction has increased in recent years.

Recently bought a SFH (not in LLC) the price of rental insure has jumped significantly with State Farm, what are better options?

Quote from @Russell Brazil:  yep that does it, we lost our home in 99 in an f5 when I was younger,  no close calls recently in OKC though,  also seems like tornado alley has shifted a bit to the east but who knows.

Omar has there been any recent changes with this? 

I have worked in finance for several years and recently became a CFA Charterholder.

I will provide some thoughts on the San Diego purchase- virtually all high LTV mls purchases since rates started to hike have negative cash flow at purchase- historically great appreciation- historically great rent growth but recently flattening- prop 13 is great benefit for long holds- laws keep getting less LL friendly.

I was recently able to acquire a property that cash-flowed day one thanks to owner financing.