However, you will only be eligible for that portion of the value attributable tothe unit that is your original primary residence.

Hey @Paul Cataldo, if your two properties are cashflowing at those levels and you have two years of land lording experience, the bank should be able to attribute the rental income of those properties to offset the debt in your DTI.

Given most BRRRR properties contemplated in these forums involve properties with similar pricing attributes, why aren’t more investors taking advantage of the 75% LTV component of construction to permanent loans if Lenders are offering it?

Incentives for giving the vax and attributing C19 to deaths — dying from vs. dying with. 

., rental income or capital gains), the portion of the income attributable to the financed amount may be subject to UBIT.UBIT Threshold: There is a specific threshold for UBIT, and not all income generated from debt-financed property triggers UBIT.

To summarize, these homes will contain a ground level space that's called out as "office space" on the zoning permit and other pertinent facts include the SF which totals 3,100 SF with 250 SF of the total SF of that space attributed to the "commercial space" and estimated price point of $1.1M for each home.

I attribute this to a consistent flow of out of state buyers (we are a red state and are a haven for political refugees ;) and we always have low inventory.

I attribute the price increases to the persistently low inventory.Sales - Availability by MonthSales - Closings by MonthSales - Months of SupplyInventory remained at or just above one month for much of 2023.

This could be attributed to a lack of new supply coming online, or by Supply-Demand approaching an equilibrium. 

Now let's assume an all-in basis of 75% LTV in a “C” or “D” neighborhood and be able to complete a BRRRR thanks to the cash flows impact on the 1.2-1.25 DSCR (depending on the lender's parameters), but may have an all in lower basis of 70% on a “A” or “B” home where there is a greater barrier of entry and other positive attributes but fail to complete a BRRRR because the cash flow does not allow you to meet the 1.2-1.25 DSCR.