.,) relative to all other applicants, but after showing them the property you have the distinct sense they'll be a difficult, high maintenance/game-the-system/treat-your-property-poorly tenant.Essentially: how do you stay on the right side of the law rejecting a tenant that appears to be the best applicant on paper, but to whom you don't want to rent based on unpleasant personal interactions or impressions that they would likely take poor care of your property?

My expertise is property management & I could help you with how to choose the right property management company, but it appears you are planning on self-managing.

Our current CPA isn't particularly friendly and doesnt appear to like what she does.  

I may consider more passive investments , but that appears hard to come by.

The only thing that might give me pause would be if I did not have sufficient capital on a building that was older but had appeared to have significant maintenance issues when I was looking at it to buy.

I would use Powerpoint or the equivalent.

The overall trend of the 10-year treasury appears to be downward reflecting as well right now, with the most recent high of 4.8% on 1/13/2025 failing to touch the previous high of 4.98% on 10/19/2023 and now sharply falling to 4.62% today (1/24/2025).

Quote from @Daniel Gould: So it appears to me that while there's a free plan available to anyone in Invelo but the BP Pro membership includes access to the "Starter" Plan which currently costs $41/month otherwise - so this is a notable "value add" to the BP Pro Plan.

How many times does the interest rate appear in that formula?

You appear young, Tim.