A balanced approach often works best—consider splitting your cash flow between paying down the mortgage and investing in diversified assets.

What are you looking to achieve, to change, etc.

;(- if as-is value is less then the balance on the mortgage + arears OOOPS you need to have the owner work with the bank, you as the investor buyer AND a short sales expert often an agent work the tedious and usually failing short sale process. 

For the mostly passive San Diego RE investor, you will need to be patient to achieve worthy return.  

In 2023, we sold it for $245,000, achieving a strong return and leveraging the experience to fuel future projects.

In playing with the numbers a bit, I'm seeing a trend of atleast 2% rent to price and (ideally) < 7% mortgage rate needed to achieve a decent cash on cash rate.

Zero help getting that balance back.

A balanced market typically has around 6 months of inventory, so anything lower suggests a seller’s market with limited inventory.🎆 Las Vegas Rings in 2025 with a Bang!"

What is your budget and what numbers are you wanting to achieve? 

until past due balance is paid off.