I suspect without the 2 pts I would be at ~6.625% to 6.75%.What I recommend most is accurate, conservative underwriting.  

Also, I just came across this post: https://www.biggerpockets.com/forums/921/topics/1227533-is-n...I have no idea who this person is or how accurate, but you may want to investigate if you are thinking about the UK market.

Do they suggest how to enter the transaction accurately or enter an adjusting Journal Entry.

The most information in this thread is not accurate.

For BRRRRs, make sure to focus on accurate ARV and repair numbers.

Is my accountant accurate in stating I cannot deduct the expenses related to the property if it's not listed in an LLC?

It's important to have a good understanding of the different areas of Cincinnati and Dayton, so you can assure that you're pulling accurate comps.

With Plus, you can use Classes to separate properties and accurately track income and expenses by unit.

If the software is not simplifying your life or making you more accurate, you shouldn't use it.Software does have extremely helpful features like online payments, marketing syndication (click a button, and your property is advertised on multiple sites), electronic document review/signing, maintenance tracking, and owner reports.

Having reliable contractors who can shoot you straight regarding providing an accurate scope of work and expenses is crucial.