I'll send you a note of what you should require of your GC.Keith

If they refuse or seem evasive, consider it a red flag.Financial transactions require trust, and unfortunately, my experience with Century Key Capital has shown me that borrowers must stay vigilant to protect themselves from hidden costs.

Incredible lessons learned on how detailed the city of Bellaire requirements are, working in the floodplain, balancing multiple projects and scaling the business.

I also require the tenant to have renters insurance with liability coverage for me and them.

However, safe harbor is not required to claim QBI; you can still qualify under general trade or business principles.

As for holding periods, some lenders may require you to occupy the property for a short time before converting it to a rental (typically 6-12 months), so check the fine print on that.If you’re set on making it an investment property, you may need to work with a lender who specializes in investment properties, even if it means a slightly higher rate.

The deal was identified by my real estate agent and requires a quick closing.How did you finance this deal?

You either have verified income and meet the other requirements, or don't. 

You are not required to file TODAY.

The city has changed Section 8 requirements multiple times lately.