If you're going the umbrella insurance route, make sure it will cover you for several things including just the routine slip and fall (like mold or earthquake).

OK, City & Tulsa = = Tornado Capital of the worldCalif, Riverside up thru SanFran = = Earthquakes second only to Japan.How much risk can you tolerate?

I have heard LA lagged behind SF, outside of an earthquake or disaster, we could still see way more rent growth coming or?   

I just entered the real estate investing world last year after nearly 11 years in Haiti as a missionary and director/founder with Child Hope International.  

DoD currently in Haiti, about to go under way.

My story begins in Port-Au-Prince, Haiti where I was born and raised for the first half my childhood.

Hi everyone, There are quite interesting deals in China for prefab homes - they are light, easy to assemble, well insulated and earthquake-resistant, and looks like they are cheap too - approx. $250 per 10 sq ft.

City Council may soon pass major legislation to force owners of certain apartment buildings to retrofit their properties for earthquakes.

Unless of course, you're talking about providing rudimentary basic shelter like in some place like Haiti after a natural disaster, sort of like long term tents.

If there was water pooling in your neighborhood with all the rain and offshore winds pushing the tides in and your property is not much higher than theirs, then I would definitely consider additional flood insurance, which won't be that expensive if you are not in a flood zone, except, of course, for that $250 annual surcharge they just added for investment properties.Also, I actually do add earthquake insurance on my Virginia property as it is only like $20 extra per year and after that scare a few years back and seeing some damage to a relative's home nearby, I thought it prudent.