I would find a loan officer that does both conventional and FHA renovation loans to compare which has better rates and terms for your situation.

I am trying to understand how that dynamic may change if I was sponsored by a broker outside of our office.

I have a few banks and family offices I've worked with for years that will definately do the deals with me. 

Is there any benefit to visiting DoH offices in person? 

Features a versatile layout with potential for office or hobby spaces, and a primary suite with a double vanity bath.

Commercial, in terms of CSLB is retail, offices etc.

Either that or gping with my other option of installing a bathroom on the second floor and including it with the garage as an office space.

I've had smooth loans close with Kiavi and I've had rough ones, same with Roc.When Loans start to be troublesome:1) The borrowing entity docs are a mess2) The appraisal numbers are lower than expected3) Messy background reports4) Loans happening in an environment where market/rate fluctuating unpredictably 5) Your loan officer and their team are poor at their job6) Title issues that depend on county docs, that can be slow and painfulThere's more but it's Friday and I'm tired....

I had a call with a loan officer yesterday and I am very intrigued, but haven't heard much in recent discussions for this product or found anything in the search bar for this bank. 

Amy Vaughn will no longer serve as the chief financial officer ("CFO") for RAD Diversified REIT, Inc.