I started/continued cultivating about half dozen different commercial brokers, by taking incoming cold/warm calls from brokers for off market offers(calls I used to just hang up on) from their fund buyers and deep pocket private investors, and soon realized(as few of the brokers had warned) that off market deals for this asset are always gonna be low ball, no matter how premium my location.

@Chris Simmons - I'll keep you posted on how it works out for me, hopefully I can get this ball rolling soon.

@David B. All

And as rates, economic sentiment, politics and seasonality shift in the 3 to 6 months to get market ready it can change by 20- 50k so a little bit of Crystal ball is needed.Best of luck.

This way when they try to low ball me I have my own appraisal ready to go.Or - should I just request a PMI cancelation from Citizens bank and wait to see what their appraisal comes back at.Or - am I going about this all completely wrong?

I am ready to get the ball rolling on the road to financial freedom.

These are some really easy steps to push the ball forward and provide opportunity in the real estate space! 

I can't tell you how many times I had to pick up the ball and do someone else's job besides mine in the process or else I'd never close the deal.Hard Money terms you can find:If brand spanking new and are a 0% - you will find 75% or 80%, maybe 85% if the deal spread is very good and your credit is very good. 

Buy a cheap pair of decent basketball shoes and a ball. 

Investors love talk about leveraging contractors but when your starting out DIY something, get the ball rolling, and learn.