I’m a real estate agent that specializes in distressed properties. great, sent you a connect request  

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That would make is more special and a no brainer IMHO.

Big military base and probably lots of border trade if that continues.

If it is not adding up, and you can find an attorney specializing in that type of thing, it may be worth paying for a little of their time.

Good post with a few good ideas, thanks.A note about San Antonio, is that it historically has a big turnover in homes due to the military bases in the area.

For insurance in South Florida, I’ve heard good things about companies like Citizens and some specialized providers that focus on high-risk areas.

But of course, they are expensive and can hit you with a special assessment if they're not well-capitalized4.

From what I understand HOA/POA dues don't get wiped out with foreclose sale in FL, so if you see a $150,000 condo get sold for $50,000, could you still owe $100,000 in back HOA dues and special assessments?   

Not sure how they could block a sale but I imagine they told him the central heating unit for the whole complex would soon need replacement so a special assessment would be upcoming.