@Benjamin Seibert You don't need to rely on someone local for this as long as you have good communication over phone/email with your LO. 

I appreciate ya'lls help but im waiting for an acutally LO/Underwriter to weigh in here.

It was CHA approved when I purchased it, but lo and behold, the next inspection turned up a violation list of 48 items!

@Ronny Versey don't improve a house your going to l/o.

@Hyunwoo Shin it's not the l/o contract that's the issue.

The best LO policy denial or fix we had was the fact there was a small abandoned safe that NO-ONE could open in the back yard.

Luke Higgins - RealtorSteve Selgren, Titan Mortgage - LO/LenderDiscovery Home Inspection

.- I've never worked as a LO, but I think I can learn the job in a reasonable time frame.- I have a good understanding of finances and nearly 7y in US. - Purchased a property, worked with realtors, lenders, etc...

If you want to keep your karma on balance, call the LO if the sale closes <6 months from the refinance, and ask them how much they were penalized and make them whole out of that sweet sweet profit.

I was going through the SONYMA program, and my LO was supposedly experienced and versed in the program.