My father in law a 7th grade drop out self made millionaire used to say "KISS" keep it simple stupid..... he died 3 years ago I sure miss him.  

Hey Carlo, no question is dumb.I own and self manage one LTR, the mortgage is currently in my name (I'm considering refi into trust) but I currently have all things (banking/finances, lease, etc.) run through a single member LLC. 

I recently just sold a 47-unit and 36-unit self-storage deal. 

I heard about Steadily from the authors of the latest BP book on self-managing.

@Kaias BlancoI will share with you some advice I got when I was about your age… maybe a few years older… I’m now 54… and this advice has served me well through the years; and it sounds so simplistic:   “You are where you are because you choose to be there.”What that means is that the limits as you currently see them are self imposed.  

Where you can SAVE money - is by teaming up with one broker or lender and establish a mutually beneficial partnership of return business and maybe earn your self a return client discount.

I'm in Oviedo and own self-storage.

No, I think it is their self described "band of scrappy bankers and engineers" actually just trying to create a white label service where the QI has no liability and no effort to expend other than holding the money in some account doing heaven only knows what to make their profit.  

I am not beeping harsh as she requested additional eyes which was good and she was receptive to inputs… I consulted on one today that had 95% LTV OO but no PMI, 2% vacancy as self managed including delinquent rent and tenant turnover, a maintenance/cap ex that was based on percentage but was a quad and her allocation was ~50% of my estimate, and no PM even though she intends to move away in a year or so. 

We have gone from self-management to professionally managed by a luxury focused STR team.