While I am grateful for the benefit we’ve already seen from real estate investing, I am wanting to scale faster and I believe utilizing our untapped equity is a good starting point.

If I want to scale my real estate investment business long term (ideally buy a property every year), I want to do everything correctly now for less of a headache down the line.

I don’t doubt that coaching is worth it to scale up quickly but might be good to do a lower cost options and buy a duplex or two at a minimum if you haven’t done so already.

They can not write up contracts if unlicensed in both the retail side and the creative side and TC's are most beneficial on the creative side to new investors, high producers, and  those investors that are in a position to scale their business. 

From my experience, it seems that's why it's hard to find dependable cleaning & property management for STRs because it's a higher volume of turnover of guests, and property owners can only pay so much for management/cleaning.IMO the bigger challenge is Quality Control at scale when it comes to cleaners.

Throughout my research over the past 6 months I've learned about creative financing which intrigues me and is something I would need to learn about moving forward to scale my portfolio. 

When the bad outcome inevitably occurs you have the scale necessary to absorb the loss.

What should be our steps to scale the cash we have into giving us a good portfolio. 

Or did you chose to scale at all?

Hey Zachary I think it's essential to look beyond mere interest rate differentials and focus on strategic benefits, particularly if scaling your portfolio is a long term goal.Key considerations:Pre-payment penalties: Determine if the HELOC has any penalties, impacting your flexibility payoff.Scaling strategy: Evaluate the scalability and limitations of each financing option.Advantage of HML: Allows scaling without hard credit pulls, and no pre-payment penalties.Holding costs: Factor in not just interest rate differences but also ancillary expenses as well as overall goals of scaling.Example scenario:Property purchase for $120,000 with $30,000 renovation.