And it's the same on my end as a LO, so don't get any bright ideas there.

This means that a single $500k loan is about 10x the profit per hour for the LO as 5 loans of $100k each.

(I say if you're single, because we have so many male clients come to us excited to rent by the room and then find, lo and behold, that their partner is not nearly as excited about living with strangers.)Find a home with a basement apartment or carriage house.

@Aaron Kovac welcome to BP.if you want to break into multi-family here are a few good resources to get started in no particular order.1-BP podcasts listen to them all 350+2- Read Multifamily Millions by Dave Lindahl 3- Dive into content/ podcasts provided by Joe Fairless and Michael Blank.4-Listen to Brandon Turner's webinars on BP about how to underwrite rental properties-learn the numbers as this should be fairly easy as you are an LO.5- Find prospective multifamily properties online thru MLS, Zillow, Redfin etc. and use BP calculators to practice underwriting deals.6-Find an experienced mentor in your area that specializes in multi-family and find how you can add value to his business.Best wishes as I feel multi-family best way to build wealth.

I don't think what I was thinking would be a Sandwich LO. 

Lo and behold, five years ago,, two states away there were three drug arrests for meth, a domestic and a couple of DUI under a suspended license ...all with some jail time. 

@Justin Lee I am a mortgage LO and have worked for many of the big banks....very few will do investment property HELOC but you should be able to pull cash out up to 75% of the property value with a Conventional mortgage (assuming all other qualifying criteria is met of course).

So it's fairly unlikely that your LO intentionally engineered it, and trust me I know that it's NOT a fun conversation to have for the loan originator either.

The best thing the CFPB has ever done was impose the LO Compensation rule, which says that a loan originator must get paid exactly the same no matter your particular interest rate or loan terms.

You might find some young wet behind the ears LO that's willing to give anything a shot, I'd suggest that be where you look.