The worst ones usually don't have any clear cut guidelines (a lot of the underwriters will make up their own rules if they do not like the deal), Suck at communicating (will reply days later), Push aggressive terms to get deals in and then switch them, and Not really motivated to get things done (they will adverse a loan without any hesitation). 

I know this is a somewhat controversial product but a reverse mortgage is an option for folks who want to remain in their home and age in place but need a source of cash flow.Hope this points you in the right direction.

i want to hear about it all. investors only tell me about the good stuff, i would also like to hear the bad. i know how it goes, not everything is black & white. investors only talk to you when they have good news, brag, or they want something from you. i like to find others to talk to once a week at least. need the motivation/accountability. i like to talk about real estate because it’s interesting.

I know a few people who get calls off letters sure, but its still a vetting process to get to those most motivated. 

If you run into a bunch of trouble up front, it can be hard to stay motivated to keep going.

How have you handled the transfer of all deposits/payments received and the remaining payments received after closing on those future bookings?  

The idea is current home owners who locked in low interest rates before 2022, will be more motivated to sell and upgrade their homes if they can lock in a similar interest rate.The Housing Floodgates May Open by 2025 — How To Prepare To Buy a Home

The remaining mortgage is $27K.

Personally I would go with Bill's route as it seems like the fair path (split the remaining 2 months).

I'm extremely motivated.