When we decide on purchasing a property is has to be vacant, under $600k and able to produce $1000 rough profit per month (Rental income - Mortgage - Expenses) Originally posted by @Henry J.

i'd borrow against the annuity and/or see what RE tax benefits are available and purchase an income producing assest, depending on your RE goals of course. 

A lot of agents (not the top producers but the others) really just "fell" into real estate and do it because they could not make a career out of something else.

Here are the figures:House 1 Purchase Price $110,000.00 20% down 30yr fixed 4.75% 3-2 CBSEstimated value: $197,000.00Mortgage : $81,000Rent: $1,450PITI: 787.37Vacancy/Capex/M&R 18%: $261.00FCF: $402House 2Purchase Price: 131,000 3-2 20% down 30yr fixed @ 4.5% built 1983 CBSEstimated Value: $170,000Mortgage: $99,641.00Rent: $1350PITI: $837.42Vacancy/Capex/M&R: $243.00FCF: $270.00I’ve always been of the mindset to hold any income producing asset that produces cash flow, I mean why would you sell it?

Sounds like you are thinking about things correctly and don’t fear good debt that produces cash flow.

@Riz AhmadA search for "wisconsin title abstract" produces a bunch of options for companies that could do a title search for you.

It seems like it would be based more on the income that its producing.  

The market I live in now is pretty expensive the average cost of a half duplex is about 300000$ which makes it difficult to first, come up with the 20% down and second to be cash flow positive.Multifamily units do come on the market at around the 500k-650k range, small 2 apartments I can find for about 150K, both that will produce cash flow.   

I totally appreciate it.If she does in fact produce documentation for it.

Which car (location) is capable of producing more profits with less work?