Hey @Joel Bongco, I primarily focus on Pre-forclosures.

Hello I hear their are unsecured loans I can acquire via my income history I believe they give you an income of 20% of the loan now can I pay into the debt replacing pre existing gray space the remaining 80% or will it remain outside as a new amount, hopefully that's understandable.also if I earn $30,000  annually what amount do they let me receive, thanks appreciate entirely.

I just started the mortgage application process and have been pre-approved for a loan with a 6.75% interest rate.

Aloha @Denise McWhorter - it might be better to spend your time looking for a pre-foreclosure versus pursuing foreclosed property. 

I had a ton of traction from potential tenants this past week, a total of 6 showings all with promising folks.I have done simple pre-tour screenings to see if these people are worth my time and they are.

I've never done a dscr loan but if rates drop after your (most likely) pre-payment penalty ends, I'd refi.

Our rentals in Madison are robust but all purchased pre-2021. 

And for my wife who is our listing agent and actually has to build the pre sales for these  buyers..

I'm going through a pre-approval process right now just out of curiosity.

Currently:- I'm pre-approved for $275,000 but with my credit I think I can bump that up to around $300,000- Have $10-15,000 I can put towards a down payment or renovations- Have access to the VA Loan- Am saving approximately $1000 a monthCurrent Strategy?