Please correct me if I'm wrong, but wouldn't a single-family home be a better option near Disney World, especially one with a pool, if it's affordable?

There are more options for renters so it's putting pressure on rents btwn 10%- 20%.

A couple great co-living options is STR by the room, Student housing, sober living, Senior care... 

Hypothetically, if I found a property with strong rental demand, the income could cover loan payments, operating expenses, and generate a modest positive cash flow.While this example involves upfront risks, the idea would be to leverage my father’s expertise as a contractor to minimize renovation costs, boost the property’s value, and create a long-term asset that appreciates over time.

One thing to consider on the credit card option is that a lot of contractors don’t accept them so that could be an issue.

There are some home loan options that require as little as 3.5% or even 0% down.

Continually communicate clearly with all parties involved to make sure that expectations are as close to realistic timelines as possible.

@James Tobin  yes FHA will be a very low downpayment option for you.

Understand the fees involved and calculate the total cost for an entire year of management so you can compare the different managers.

If maintaining cash flow is your primary objective, you might want to explore other options.