Hi @Franco Irakoze- I work for a private lender and have quoted numerous vacant land deals.

FHA loans will have mortgage insurance no matter which lender you go to, it's a feature of an FHA loan.

I came across Rent to Retirement through the BiggerPockets forum and podcasts and was encouraged by numerous positive reviews.

I did a horrible job at vetting this tenant for my ADU, however, I have done nothing but right by this tenant and has numerously asked that she put her boyfriend on the lease to ensure he is covered for rental insurance to keep me safe.

Sometimes it's ambiguous, but even then, why should I bother with the company that has numerous unresolved lawsuits, versus another company that is virtually the same but has none.

I have propstream and tried using the skip tracing feature but didn’t get much info other than the mailing address.

The followed locations feature does not seem to be working.

Keep in mind you can also tweak some of the coverage amounts they send you, and you can sometimes get discounts for certain things like weather resistant windows, security features, fire alarm, etc. 

I like using the turbotenant.com platform for a lot of the features you're seeking.

Pictures work wonders and numerous studies have shown that pro photography pays for itself many times over.4.