As a landlord with many properties, it is frustrating to respond to hearing notices for negligible and/or transitory "issues", like fallen branches in the yard, "scattered debris", etc.

[b]Hi guys,I have someone who is trying to sue me in regards to a slip and fall incident who claim they fell on my steps going to basement.I do NOT think this person has a leg to stand on as this person is a liar, a drunk and many other things. there is NO negligance on my part and I have a pregenant woman and a 68 year old women going up and down the same stairs daily.However with that being said, I am reluctant to go to my Homeowners insurance policy with this issue for fear of them raising my rates or possibily dropping me.

During that period the buyer was being blamed by the seller and another suit was brewing for negligence.

I think I need that since although they are insured the insurance company’s can still go after me if they can prove negligence on my part.

I'd also charge for negligent acts, had a tenant turn the water off to the hot water heater, took a long shower she said and then left on vacation, burning the elements out.

Liability is based on negligence, as to what a reasonable person should do or should have done.

Your licensure creates a higher standard of duty to the public, and if someone is injured at one of your properties due to your negligence any competent attorney is going to bring your broker into the lawsuit.  

Negligent, adj.

I recently tried a local private investigator I met that does background checks for local companies and his info was good, but it was a hassle inputting the data on his site and i had to wait for him to do a few things on his end so there was no instant gratification that can be had with online services and in the end there was negligible cost savings.  

A five thousand dollar difference in price is negligible to the agent, but getting a few more deals closed in a year will be substantial.