Quote from @Atif Khan: Hi, new here. i just finished building my first spec homes out in granbury tx and was looking to buy a few more lots around dfw metroplex.

Most fail to consider what goes into owning and operating real estate once it’s purchased and solely concern themselves with how to buy the property.

Where I’m at there are places you can buy with20k down.

Quote from @Rachel Vann: Investment Info:Other buy & hold investment.

It's a competitive market and most of the people that get in trouble here are ones that buy blindly without actually figuring out the numbers, etc.You'd be surprised the number of times I get asked after month one if their electric bill of $xxx or whatever is normal, and the thought running through my head is "how did you not  check things like that before you committed half a million dollars to something?"

First thing is to decide if you want to flip or buy/hold.

The general rule of thumb when using debt is to ensure that whatever asset you buy with the debt should make more than the debt service.  

Then refinance at 80% and buy a few more and do it again. 

It's possible to buy property in Germany with as little as 5-10% down, making it an attractive option for service members and civilian government employees stationed there or planning to settle.

Principal buy down that occurs with each payment met.3.