As a newbie, it is easy, and common, to head down multiple paths chasing shiny bright objects, with many of those paths just leading to time wasting and increased experience in learning what you don't want to do.

To your point in number 3 - yes I have done utilities included for the sole purpose of being able to show as much money coming in for refinancing and for the banks.

My vote is to repair, repair, repair.Water damage can lead to significant problems, from blistering / peeling paint to ceilings collapsing and electrical shorts.

Cheers,JamesHey James, I'm a CPA and use Stessa in my own business (not for accounting purposes).

There are good value deals in your market if you search hard and long enough, it sounds like your lead source could be revamped in my opinion.

You lead the way.

I wrote the above for informational purposes.

Creating habits that lead to success is how you’ll build momentum.

Unfortunately I spend a lot of my time right now finding different carriers for clients just because their current company is purposely shrinking their business. 

Flippers will have to price in these added expenses to maintain their margins, leading to lower offers on distressed properties.