The additional amount could be due to the lack of payments, legal fees, a possible refinance, and/or home equity loan.

I've felt the market stagnate a little bit, but I think it's the lack of inventory that's causing people to hesitate because they're either not finding what the want or they're paying more for properties they don't necessarily love.

The deal becomes more challenging due to the lack of a US foot print.

Maspeth lacks subway access so I'm not a big fan.

Do you think the lack of a bathtub will turn off renters?

Typically this is going to outpace cash flow by quite a bit, but because of the lack of cash flow, you have to retain liquidity to handle any major expenses that come up.For instance... if you BRRRR a $75k home that rents for $900/mo and refinance all but $10k back out your probably looking at about $4,000 in cash flow over 5 years if you have a vacancy or two.

If the latent demand held back by the lack of lending were to be uncorked, you'd see home prices launch into inter-stellar space.You really kinda need to let go of the "bubble" misnomer.

Just a matter of finding out whats right for us given our restrictions not being able to leverage (through banks and lack of a credit score at this stage)

More proof of his total lack of knowledge!

I understand most of the overall theories but I lack the specific understanding of any one subject.