As an example, lets say you find an older, outdated duplex for $200k (note, I don't know anything about Reno and its RE market so simply going illustrative with these numbers).

See below for a diagram of the process we follow.While the process illustrated above is our process, all investment teams will have a similar process.In summary, residential and "investor-friendly" realtors sell homes.

The longer the term, the less of an impact on the rate.I've included an example below to help illustrate this.

Tax rates on royalties can depend on your country’s tax laws and any applicable international treaties.I know, I know, there are many different “types of income”, not all my favorite, but I listed them to illustrate just how many income streams you can investigate and use to set you free.My core favorites fall under “Passive Income”.

If they will do a loan with less than 1, the pricing takes a hit.I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

I've included an example below to help illustrate this.

Here is an infographic illustrating this here in California: https://infogram.com/california-bands-together-1g43mn7yrl062zy2.

I've included an example below to help illustrate this.

If they will do a loan with less than 1, the pricing takes a hit.I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

@X Sun I believe the very graph you posted illustrates @Joe Scaparra's point well, those lines have been growing at almost the same rate for the last 5 years.