Great service and will shop to get you the best price.

Let's say $350K, 50K down, seller financing at 6% IR with a 5 year balloon.Let's say I start to shop around and to transition from seller financing to traditional financing because I found a 5% IR, I am essentially refinancing and putting the loan on the books.

But it does lend a tone of seriousness to the deal, and can help both parties negotiate in a more constructive fashion." 

If i was in your shoes I would do some secret shopping on a couple l new local condo projects. 

Younger millennials, while they may have piles of student loans with low wages, I find would rather rent in places like downtown or near centralized shopping/restaurant areas than buy somewhere they don't want to live.

Shopping for insurance, appealing assessed values, shopping utility providers, making energy efficiency improvements, etc.

@Samuel Metcalf- sounds like you have a FHA loan as  PMI is permanent in most FHA loans ....I would ask  the bank that holds the loan for  refinance  options and then shop around to see if there are  any refinance options that  make sense ...if not - live with the loan you have  but be  ready to refinance  when rates drop 

Taylor Harrell does an excellent job up there in Property Management and runs the gift shop. 

After doing numerous internet searches, it does not come up in any fashion under my name - and this guy somehow got it.

Appraisers may not like it when I come out and say what I'm doing in this fashion (or using the word "controlling"), but empirically, it works.And, I'll stress again, my intent is not to have anyone do anything unethical or to try to get an appraiser to do anything unethical; my intent is to persuade an appraiser that out of a stack of relevant data, the data that best supports my interests is the right data to use.